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Goering & Goering, LLC Legal Blog

What is the automatic stay in bankruptcy?

Many individuals may feel that being subjected to constant collection attempts can be one of the most imposing aspects of dealing with debt concerns. Those who have questions about the best path to take to seek relief from the trials of debt and protection from...

Chapter 7 vs. Chapter 13 bankruptcy

Anyone in Ohio facing insurmountable debt may benefit from filing for bankruptcy. Two types of consumer bankruptcy filings are available: Chapter 7 and Chapter 13. Here is a rundown of what both types of bankruptcy involve. Chapter 7 bankruptcy The Chapter 7 option is...

Choosing bankruptcy or defaulting on debt

People in Ohio may refuse to pay their debts if they cannot stay on top of their bills. This is called defaulting. However, their lenders may still sue them for the amounts they owe or sell their loans to collection agencies. Bankruptcy may be the best option for...