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Stopping Creditor Harassment in Cincinnati

Put an End to Annoying, Harassing Communication

Are creditors constantly calling you and sending threatening letters? Common forms of creditor harassment include repeated telephone calls, harassing you at work, sending threatening letters, or even threatening to have you arrested. If you are simply tired of the abuse, call the Law Office of Goering & Goering, LLC. Our bankruptcy attorneys in Cincinnati assist clients in stopping creditor harassment.

If you are being harassed by creditors, call (513) 657-3531 for a consultation so our attorneys can help stop the harassment and help you solve your financial difficulties.

Legal Protections Against Harassment

While most forms of creditor harassment are legal, the law places limits on what creditors can do or say to collect debts. Under the Fair Debt Collection Practices Act (FDCPA), a debt collector cannot harass, oppress, or abuse you. In addition to harassment, the law prohibits debt collectors from using false, misleading, or deceptive practices. They cannot threaten to have you arrested, pretend they are an attorney or threaten to do anything they cannot legally do to collect a debt.

According to the FDCPA, creditors may not:

  • Repeatedly call and annoy or harass you
  • Refuse to identify themselves
  • Use obscene or profane language
  • Publish lists of people not paying debts
  • Threaten violence and harm

Unfortunately, many of the laws regarding creditor harassment apply to collection companies, not the original creditor. An experienced bankruptcy attorney can advise you about methods for putting an end to the phone calls and letters.

Putting an End to Creditor Harassment

The most common and effective way to stop all forms of creditor harassment is to file for bankruptcy protection. After the bankruptcy has been filed with the courts, creditors must cease all communication with you. In addition, the bankruptcy process can provide a lasting solution to financial trouble. Our attorneys can help you determine if bankruptcy is the best option in your situation.

If you have questions about how bankruptcy law can stop creditor harassment, call (513) 657-3531 to schedule a free initial consultation.

Why Hire Law Office of Goering & Goering, LLC?

  1. We have over 50 years of combined experience exclusively handling bankruptcy cases.
  2. We handle both consumer & business bankruptcy cases in Ohio and Northern Kentucky.
  3. We have filed thousands of bankruptcy cases & also teach bankruptcy law.
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