Cincinnati Bankruptcy Attorneys Your Path to a Better Future Starts Here

Payday Loans & Bankruptcy

Information from Our Cincinnati Bankruptcy Lawyers

Once you fall behind on bills, it may seem like you have no reasonable options. It has become more and more common for people who have "maxed out" credit cards and accumulated other debts to take out payday loans — sometimes called payday advances. In most cases, doing this just makes a bad situation worse.

Contact the Law Office Of Goering & Goering today.

Payday Loans Have Major Pitfalls · Get The Legal Guidance You Need

Interest on payday loans is insanely high. Many payday lenders require post-dated checks that they will cash if you do not pay on time, often creating overdrafts and even more bank-related fees.

What happens if you cannot pay back payday loans?

It is important to get help and consultation if you cannot make payments back to your payday loan. If you default on these loans it can hurt your credit score, affect future loan interest rates, and even cause your wages to be garnished. Consult with our debt relief attorneys to find the best outcome for your case.

At the Law Office Of Goering & Goering, LLC, we want you to know that:

  • If you are considering a payday loan, it is almost certainly time to speak with a Cincinnati bankruptcy lawyer about other options.
  • If you have already taken out one or more payday loans, it may be possible to get them discharged by filing Chapter 7 bankruptcy. If you don't qualify to file Chapter 7, we can help you evaluate whether a reorganization of debts in Chapter 13 or some other option will work for you.

Our Experienced Debt Relief Lawyers Will Help You Consider Every Option.

Some challenging issues may come up with payday loans. One is that the actual business locations of some unscrupulous lenders are difficult to pin down, making it more difficult to stop harassment and provide lawful notice of a bankruptcy filing. We have built an extensive list of those lenders.

We have helped many people in Ohio and Northern Kentucky overcome serious problems with payday loans, credit cards and medical bills and other types of debt. If you have any questions at all about payday loans and bankruptcy, our Cincinnati attorneys are here to help.

We will provide a free consultation and straight answers. To schedule your meeting, call (513) 657-3531 or contact us online now.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Why Hire Law Office of Goering & Goering, LLC?

  1. We have over 50 years of combined experience exclusively handling bankruptcy cases.
  2. We handle both consumer & business bankruptcy cases in Ohio and Northern Kentucky.
  3. We have filed thousands of bankruptcy cases & also teach bankruptcy law.
Schedule Your free Consultation Today
  • Please enter your name.
  • This isn't a valid email address.
    Please enter your email address.
  • This isn't a valid phone number.
    Please enter your phone number.
    You entered an invalid number.
  • Please select an option.
  • Please enter a message.