Cincinnati Chapter 7 Bankruptcy Attorneys
Are You Overwhelmed by Debts? Call (513) 657-3531 Now!
Bills can pile up quickly due to many different setbacks. You might be struggling with too much debt due to medical problems, a job loss, divorce, or any combination of these factors. Many people simply accumulate overwhelming credit card debt while trying to keep up with basic expenses.
In these challenging economic times, many solid, hardworking people must consider Chapter 7 bankruptcy as the best way to get a fresh start.
Contact the Law Office Of Goering & Goering today! Call (513) 657-3531 for a Chapter 7 lawyer near you.
Chapter 7 bankruptcy is sometimes called "debt liquidation" or complete bankruptcy. For many individuals and couples, this type of consumer bankruptcy is the best way to:
- Obtain a discharge (essentially, legal forgiveness) of all or most unsecured debts, such as credit cards, medical bills, and check-cashing loans
- Quickly and reliably stop collection calls and other creditor harassment
- End or avoid potentially crippling actions such as wage garnishment, auto repossession, and creditor lawsuits
How Long Does it Take a Lawyer to File Chapter 7?
Typically, a Chapter 7 bankruptcy case will take anywhere from 4-6 months to complete. There are factors that can make the case last longer, such as:
- Your involvement in a separate bankruptcy lawsuit
- Additional documents or information becoming necessary
- The trustee needing to sell property
Bankruptcy Does Not Require You to Give Up Everything You Own.
Unfortunately, myths and fears about life after bankruptcy keep many debtors from going to an attorney when they could benefit the most by doing so. It is important to know the truth about the many assets you can keep if you choose to file.
Often, our Chapter 7 clients are able to protect their homes, cars, savings in qualified retirement accounts, and all personal items.
Are You Concerned that You Will Not Qualify Under Current Laws?
In 2005, the Bankruptcy Abuse Prevention and Consumer Protection Act was passed, making it more difficult for consumers to file bankruptcy. One of the rules introduced was the application of a "means test" that takes wages, living expenses, and other factors into account.
Our Cincinnati Chapter 7 bankruptcy lawyers have filed hundreds of cases since these law changes occurred. We will help you consider all your debt relief options and help you qualify for the best alternative.
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Call the Law Office of Goering & Goering, LLC, Now: (513) 657-3531
We offer an absolutely free consultation to discuss bankruptcy and other options you may have. Whether you live in the Cincinnati metro area, a nearby Ohio county, or in Northern Kentucky, we are prepared to put our decades of experience to work for you.
Take control of your financial future with the support of our dedicated Chapter 7 lawyers. We understand the complexities of bankruptcy law and can guide you through the process with expertise and compassion. Don't face the challenges of Chapter 7 alone. Contact our experienced attorneys today for a consultation and experience the peace of mind that comes with having a strong legal advocate by your side. Start anew and pave the way to a brighter financial future. Schedule a consultation with our dedicated Chapter 7 bankruptcy attorneys now.
Contact us today for seasoned legal guidance in pursuit of debt relief. Call (513) 657-3531 for a Chapter 7 attorney near you.