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Debt Forgiveness Is Available Through Chapter 7 Bankruptcy

At Goering & Goering, LLC, we understand bills can pile up quickly due to many different setbacks. You might be struggling with too much debt due to medical problems, a job loss, divorce, or any combination of these factors. Many people simply accumulate overwhelming credit card debt while trying to keep up with basic expenses. In these challenging economic times, many solid, hardworking people must consider Chapter 7 bankruptcy as the best way to get a fresh start. Our skilled bankruptcy lawyer will leverage our experience and knowledge to help find effective solutions that help resolve your financial problems.

Chapter 7 bankruptcy is sometimes called “debt liquidation” or complete bankruptcy. For many individuals and couples, this type of consumer bankruptcy is the best way to obtain a discharge (essentially, legal forgiveness) of all or most unsecured debts, such as credit cards, medical bills, and check-cashing loans, quickly and reliably stop collection calls, and other creditor harassment and end or avoid potentially crippling actions such as wage garnishment, auto repossession and creditor lawsuits. If you are considering filing for Chapter 7, let us help you.

How Long Does It Take A Lawyer To File Chapter 7?

Typically, a Chapter 7 bankruptcy case will take anywhere from 4-6 months to complete. As your bankruptcy attorneys at Goering & Goering, LLC, we will examine every aspect of your case and consider the many factors that can make the case last longer, such as your involvement in a separate bankruptcy lawsuit, additional documents or information becoming necessary and the trustee needing to sell the property.

Bankruptcy Does Not Require You To Give Up Everything You Own

Unfortunately, myths and fears about life after bankruptcy keep many debtors from going to an attorney when they could benefit the most by doing so. It is important to know the truth about the many assets you can keep if you choose to file. Often, our Chapter 7 clients are able to protect their homes, cars, savings in qualified retirement accounts and all personal items.

Are You Concerned That You Will Not Qualify Under Current Laws?

In 2005, the Bankruptcy Abuse Prevention and Consumer Protection Act was passed, making it more difficult for consumers to file for bankruptcy. One of the rules introduced was the application of a “means test” that takes wages, living expenses and other factors into account. Our Chapter 7 bankruptcy lawyers have filed hundreds of cases since these law changes occurred. We will help you consider all your debt relief options and help you qualify for the best alternative.

Related Reading: Can A Creditor Object To A Chapter 7 Bankruptcy Discharge?

Find Out If Chapter 7 Bankruptcy Is Right For You

Take control of your financial future with the support of our dedicated Chapter 7 lawyers. We understand the complexities of bankruptcy law and can guide you through the process with expertise and compassion. Don’t face the challenges of Chapter 7 alone. Call Goering & Goering, LLC, at 513-838-2407 or fill out our online form today for a consultation. We can help you start anew and pave the way to a brighter financial future. We represent clients in Southern Ohio, and Northern Kentucky.

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