Many individuals carry constant balances on credit card accounts and while sometimes such obligations may seem manageable, this might not always be the case in every situation. With high interest rates on most credit accounts, credit card debts can quickly grow out of...
You may be one of many Ohio residents who owns several credit cards. On the other hand, you may be the type of person who only has one credit card and tries to use cash at all times, except in rare circumstances. Surprisingly, no matter which classification you relate to most, either scenario can lead to serious financial problems if…
The summer months are a time when many families in Ohio choose to take part in a variety of activities. With school being out for summer and warm weather finally settling in, you might have plans to take your family on a vacation, or you may have decided to allow your children to attend summer camp. As travel expenses can…
A Chapter 7 bankruptcy proceeding can be a complicated matter, and each case must be handled with care and precision. In some cases, a debtor may choose to work out a specific deal with a secured creditor that allows him or her to keep a certain piece of property. This process is known as debt reaffirmation and must be undertaken…