Helping You Get Peace Of Mind And Start Fresh Is Our Priority

Year: 2018

Are All Debts Dischargeable Under Chapter 7 Bankruptcy?

There are many benefits of filing for Chapter 7 bankruptcy, including the ability to eliminate some (or all) of the debt that has been dragging you down. If the time comes to strongly consider Chapter 7 bankruptcy, don’t proceed until you realize what type of debt can be discharged. You should never assume that all your debt will be eliminated,…

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Chapter 13 Bankruptcy Can Help You Prevent Foreclosure

If you receive a foreclosure notice from your mortgage lender, the best thing you can do is make an immediate phone call to better understand your situation. It’s a common misconception that your lender wants to repossess your home. In all reality, they’d much rather you catch up and continue to make timely payments in the future. If you’ve slipped…

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What Does The Face Of Credit Card Debt Look Like In The US?

You may be one of many Ohio residents who owns several credit cards. On the other hand, you may be the type of person who only has one credit card and tries to use cash at all times, except in rare circumstances. Surprisingly, no matter which classification you relate to most, either scenario can lead to serious financial problems if…

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How To Avoid Credit Card Overspending After Bankruptcy

Although you’re likely to lose your credit cards in bankruptcy, you’ll have some big decisions to make once you come out the other side. There will come a point when you once again have to consider the benefits and risks of carrying a credit card. If you’re able to avoid this, it may be in your best interest to do…

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Things To Know About A Chapter 13 Bankruptcy Repayment Plan

With a variety of high level benefits, it’s easy to opt for Chapter 13 bankruptcy before ever learning more about the process as a whole. Unlike Chapter 7, with Chapter 13 bankruptcy you’re required to use a repayment plan to pay back some of the money you owe creditors. It may not be the ideal situation, but if you don’t qualify for…

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Keeping Summer Plans From Becoming A Source Of Financial Concern

The summer months are a time when many families in Ohio choose to take part in a variety of activities. With school being out for summer and warm weather finally settling in, you might have plans to take your family on a vacation, or you may have decided to allow your children to attend summer camp. As travel expenses can…

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Use These Tips To Build Up Your Credit After Bankruptcy

After a bankruptcy, you may think you have little left that you can do in your life. You may think you’ll be without the ability to take out a new mortgage, to get credit or to move on with your life for several years. The reality is that you can begin to build your credit back up immediately by things…

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Financial Situations That Could Call For Chapter 7 Bankruptcy

Even though you do everything you can to keep your financial head above water, there could come a point when you have no choice but to file for Chapter 7 bankruptcy. Before you make this important decision, it’s first important to review your situation to better understand your options. Here are some of the many reasons why Chapter 7 bankruptcy…

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Ohio Court Rules Against Late Claims In Chapter 13

An Ohio bankruptcy court has made a very specific, but important, ruling about Chapter 13 bankruptcies — one that could affect many bankruptcy procedures in the future. Under a Chapter 13 bankruptcy, a secured creditor can file a claim against party seeking a discharge, but they should do so by the deadline laid out when they receive notice of the…

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Bankruptcy: Let’s Separate Fact From Fiction

Are you one of many Ohio residents who cringe whenever someone mentions bankruptcy? It’s definitely a term that has been attached to some very negative stigmas. In recent years, however, that has changed, as more and more people (perhaps including you) have come full circle to realize that bankruptcy is often a viable choice in light of serious financial problems.…

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