How To Stop a Sheriff Sale: Chapter 13 Bankruptcy Financial challenges are stressful, but almost nothing is as disheartening as the threat of possibly losing your home. If you receive notice that your home is in foreclosure or notification of a sheriff sale, your situation is not beyond repair. The circumstances are serious, but with experienced guidance, you may be able to stop this process…
If you’re considering a Chapter 7 bankruptcy, you may be concerned that not all of your debts will qualify for discharge, especially some of the more destructive types of debt. Cash advance debts can be some of the worst culprits in driving you deeper into personal debt and feeling like there is no way out, and there is some conflicting…
A Chapter 7 bankruptcy proceeding can be a complicated matter, and each case must be handled with care and precision. In some cases, a debtor may choose to work out a specific deal with a secured creditor that allows him or her to keep a certain piece of property. This process is known as debt reaffirmation and must be undertaken…
Bankruptcy offers an incredible, life-changing opportunity to create a clean slate in your personal and professional life and create a fresh start for yourself. However, it must be undertaken with great sobriety and executed painstakingly, or else you may face serious legal consequences. For many individuals, the emotional weight of the circumstances that bring them to consider a bankruptcy can…
Ohio residents who are facing significant monetary struggles may be able to file for bankruptcy in order to get the fresh financial starts that they desire. For those who qualify for Chapter 7 bankruptcy filings in particular, all qualifying debts are eligible for discharge if they receive court approval. It is normal, when thinking about filing for bankruptcy, to have…
The past year has proven without a doubt that the country is deeply divided on nearly every political and social issue that America currently faces. If there is anything that it seems like everyone can agree on, one way or another, it is that the cost medical care in our country is simply astronomical. While this is not the forum…
When it seems that life is assaulting us on all sides, it can be difficult to maintain perspective, or even to identify all the options we have available for relief. When considering bankruptcy, those who serve in the military may be eligible for extra protections that strict civilians do not have available. Specifically, the Servicemembers’ Civil Relief Act offers some…
The prospect of facing bankruptcy can be overwhelming on nearly every level. It is normal, even expected, for you to be weighed down by the process. The good news is that it is never too early to begin looking past bankruptcy and preparing yourself for life on the other side. Building a new life after a bankruptcy is just as…
Bankruptcy is an important legal tool that can be used to grant an individual a fresh start when they find themselves in over their head financially. However, some people see bankruptcy as a means to protect themselves after a series of unscrupulous business dealings. Just such a scene recently began to play out for a woman with a reputation for…
If unanticipated financial issues caused your mortgage payments on your Cincinnati home to fall behind, you might have tried other options, such as refinancing or working out a modified payment plan. If your lenders refused to accommodate you, you could deny them the pleasure of foreclosing on your property by filing for personal bankruptcy. Your mortgage holder will advise you…