Owning and operating a business can be a demanding process and there may be various types of challenges owners might face nearly every day. However, few challenges may be as harrowing as encountering times of financial strain, as the outcome of such issues could have...
Many individuals may feel that being subjected to constant collection attempts can be one of the most imposing aspects of dealing with debt concerns. Those who have questions about the best path to take to seek relief from the trials of debt and protection from...
Many individuals carry constant balances on credit card accounts and while sometimes such obligations may seem manageable, this might not always be the case in every situation. With high interest rates on most credit accounts, credit card debts can quickly grow out of...
There are many individuals who may put significant effort into planning and saving retirement. While individuals in Ohio who are approaching retirement might not want to let anything disrupt their plans for the golden years, this might not always be so simple. The...
Going through prolonged periods of monetary strain can be daunting and the strain of the situation could take a toll on various aspects of one’s life. While outlets such as bankruptcy might be just the path with which to help individuals in Ohio seek relief from the...
Bankruptcy filings may help people receive fresh financial starts by discharging or restructuring large amounts of debt. However, they also come with some costs and tradeoffs. Here is a rundown of the benefits of filing for bankruptcy and the important things to...
Anyone in Ohio facing insurmountable debt may benefit from filing for bankruptcy. Two types of consumer bankruptcy filings are available: Chapter 7 and Chapter 13. Here is a rundown of what both types of bankruptcy involve. Chapter 7 bankruptcy The Chapter 7 option is...
People in Ohio may refuse to pay their debts if they cannot stay on top of their bills. This is called defaulting. However, their lenders may still sue them for the amounts they owe or sell their loans to collection agencies. Bankruptcy may be the best option for...
A bankruptcy filing may make it harder for a person in Ohio to get a loan or credit card. However, securing personal loans following bankruptcy is still possible. Here are a couple of tips for qualifying for personal loans after bankruptcy. Navigating personal loans...
Filing for bankruptcy in Ohio may help an individual eliminate overwhelming debt, but his or her credit score might drop by 100 points or more due to the filing. This may make borrowing costlier and more difficult for several years. Fortunately, a couple of tools can...