Most individuals may be aware of how stressful it can be to face prolonged periods of monetary strain but sometimes it might not be easy to keep similar issues at bay. Debt concerns can seem to appear overnight or grow with time, and the fallout of such challenges...
There may be many individuals who struggle with high levels of debt and remain uncertain of how to choose the path for relief that best meets their preferences and needs. Bankruptcy could be just the path with which to protect one’s financial future, but preparing to...
There may be many individuals who wish to pursue relief from the trials of financial strain but remain hesitant to initiate the process. While bankruptcy could be just the tool to help achieve similar goals, some individuals in Ohio may have reservations about this...
Dealing with extended periods of monetary strain can be daunting and sometimes it might not be easy to keep similar issues at bay. While issues with debt could affect one’s life in various ways, it could seem difficult to tell when it might be time to explore the...
With bankruptcy, it’s difficult to understand exactly how your life will change. On the plus side, you can reduce and/or eliminate some or all of your debts. Conversely, bankruptcy will have a negative impact on your credit report and score, thus making it more difficult to secure a loan in the future. Although it’s not easy, you can buy a…
There are many people out there who may be confused by the difference between Chapter 7 and Chapter 13 bankruptcy. First, both of these types of bankruptcies can be very useful to people who are looking to reorganize their finances and get to a healthier place financially. Chapter 7 bankruptcy is seen as the more traditional filing and one of the most…
You hope you never have to receive medical care, but most people eventually do require some form of care. When you do, you often find that you need to juggle your health and finances at the same time. Even if you have medical insurance, bills can quickly pile up when you receive care. There are many steps you can take…
Are you currently trying to keep your head above water because of financial problems? Regardless of what exact issues derailed your money train, you are definitely not alone in your struggle. Many Ohio residents are facing or have recently overcome similar problems. Some merely had to make a few minor adjustments in their spending habits while others determined a need…
The decision as to whether an individual could file for a nearly complete discharge of debts by filing for Chapter 7 bankruptcy up until 2005 was a decision made by a bankruptcy judge. At that time, if he or she decided that a debtor wouldn’t be able to repay his or her debts, then he or she would allow the…
If you have plans to file for Chapter 13 bankruptcy, you must first learn more about the requirements. Even though you may be interested, it doesn’t mean you meet all the eligibility requirements set forth by the law. Here are some things to remember: Chapter 13 bankruptcy is for individual consumers, not business entities If you discharged debt in Chapter…