The prospect of facing bankruptcy can be overwhelming on nearly every level. It is normal, even expected, for you to be weighed down by the process. The good news is that it is never too early to begin looking past bankruptcy and preparing yourself for life on the other side. Building a new life after a bankruptcy is just as much emotional as it is practical, and you owe it to yourself to address all areas that are affected by the process.
Practically speaking, there are a number of steps you should take to simplify and strengthen your day-to-day life after a bankruptcy. One of the most crucial steps you can take is to make a monthly budget and follow it strictly. This budget will be most effective if it is based on your actual income so that you know exactly how you can pay all of your bills on time. This may mean cutting out a number of things that you want to hold on to, but if you have entered into bankruptcy, recovery may entail some sacrifice.
It is also vitally important that you recognize the great opportunity you now have for a fresh start. If you are weighed down by shame because of the process, take intentional steps to reject that shame. There is no need to be buried in guilt — you are a human being, and that is innately more valuable than a set of figures on a spreadsheet. Few things help hope grow and hearts heal like taking steps to make responsible choices for yourself and the ones you love.
Bankruptcy is one of the last truly taboo subjects left in the public eye, and that taboo is not useful. You deserve a healthy, peaceful life, and should allow yourself to take whatever steps are necessary to enable peaceful living. With the guidance of an experienced bankruptcy attorney, you can regain control and rebuild the life you should have.