Cincinnati Chapter 13 Bankruptcy Lawyers

Anyone can accumulate too much debt. Please do not assume that you make too much money or have the wrong type of debt to qualify for debt relief through bankruptcy. For many people who earn solid income but have fallen behind on mortgage payments and other obligations, Chapter 13 bankruptcy — sometimes called individual reorganization — is the best answer.

Effective Debt Relief Is Within Reach, Even If You Have Valuable Assets To Protect

At Goering & Goering, LLC, we have been providing clear, honest counsel to people with debt problems for more than 50 years. In fact, firm founder Robert A. Goering filed the very first Chapter 13 case in Cincinnati, Ohio. Today, our team of accomplished lawyers continues to offer the utmost in personal service and consistently help our clients make sound decisions about bankruptcy.

If you don't qualify for a Chapter 7 "total" bankruptcy, or you want to stop a foreclosure and keep your house, Chapter 13 bankruptcy may well be the best path. You may be able to:

  • Keep all your assets and possessions while making manageable monthly payments to a bankruptcy trustee over a three- to five-year period
  • Stop foreclosure proceedings and any other pending creditor actions against you
  • Eliminate substantial portions of unsecured debts and gain the time you need to address debts that cannot be discharged — such as past-due taxes, child support or student loans

If making mortgage payments is your greatest concern, you should know that some second mortgages no longer backed by the house's market value can be discharged entirely through Chapter 13 filings!

Call 513-621-0912 Or Contact A Proven Bankruptcy Lawyer Online Now

If you have questions about mortgage stripping, foreclosure defense or any other aspect of what bankruptcy may accomplish for you, our Cincinnati Chapter 13 bankruptcy attorney will be glad to provide a free consultation. We welcome client inquires and referrals from Northern Kentucky as well as throughout Ohio.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.