Overwhelming amounts of debt can place you under a significant financial burden, potentially leaving you to face a multitude of challenges. In addition, constant phone calls and collection letters may only add to your current stress, and you could be suffering a lesser quality of life as a result. All this could leave you yearning for relief, but with numerous…
When a person chooses to pursue a bankruptcy under Chapter 7, he or she only usually has to forfeit some of his or her personal property in the process. In fact, many individuals are quite surprised to learn just how many types of property enjoy some sort of exemption under bankruptcy law. If you’re considering using Chapter 7, be sure…
After you file for bankruptcy, you may worry that you’ll never have good credit again. Fortunately, this does not have to be true, if you take proactive steps to improve your credit. A bankruptcy will certainly hurt your credit in the short term, but the damage does not have to last forever. With time and careful, consistent work, you can…
If you’re considering a bankruptcy, it can feel overwhelming. This is a reasonable response to overwhelming debt, but not a helpful way to move forward. For many people, simply choosing a type of bankruptcy is a stumbling block in the path to a financial clean slate. For private individuals, Chapter 7 and Chapter 13 bankruptcies both offer financial relief, but…
Many people, including, perhaps, some in Ohio, go through life trying to avoid thinking about their problems in the hope that they’ll eventually go away. Others, perhaps yourself included, prefer to meet their problems head-on. You might consider yourself somewhere in between these two extremes, but when it comes to financial trouble, evidence suggests that waiting too long to do…