Cincinnati Chapter 7 Bankruptcy Attorneys

Bills can pile up quickly due to many different setbacks. You may be struggling with too much debt due to medical problems, a job loss, divorce or any combination of these factors. Many people simply accumulate overwhelming credit card debt while trying to keep up with basic expenses. In these challenging economic times, many solid, hardworking people must consider Chapter 7 bankruptcy as the best way to get a fresh start.

Are You Overwhelmed By Debts? Dreading The Next Collection Call?

Chapter 7 bankruptcy is sometimes called "debt liquidation" or complete bankruptcy. For many individuals and couples, this type of consumer bankruptcy is the best way to:

  • Obtain a discharge (essentially, legal forgiveness) of all or most unsecured debts, such as credit cards, medical bills and check-cashing loans
  • Quickly and reliably stop collection calls and other creditor harassment
  • End or avoid potentially crippling actions such as wage garnishment, auto repossession and creditor lawsuits

Bankruptcy Does Not Require You To Give Up All You Own

Unfortunately, bankruptcy myths and fears about life after bankruptcy keep many debtors from going to an attorney when they could benefit the most. It is important to know the truth about the many assets you can keep if you choose to file. Often, our Chapter 7 clients are able to protect their homes, cars, savings in qualified retirement accounts, and all personal items.

Are You Concerned That You Will Not Qualify Under Current Laws?

In 2005, the Bankruptcy Abuse Prevention and Consumer Protection Act was passed, making it more difficult for consumers to file bankruptcy. One of the rules introduced was the application of a "means test" that takes wages, living expenses and other factors into account. Our Cincinnati Chapter 7 bankruptcy lawyers have filed hundreds of cases since these law changes occurred. We will help you consider all your debt relief options and help you qualify for the best alternative.

Call The Law Office Of Goering & Goering, LLC, Now: 513-621-0912

We offer an absolutely free consultation to discuss bankruptcy and other options you may have. Whether you live in the Cincinnati metro area, a nearby Ohio county or in Northern Kentucky, we are prepared to put our decades of experience to work for you.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.